Financial desk·One morning·2026-06-10

Setting the standard for memory.

Seventeen overnight inputs hit your credit desk this morning. Four of them touched the book. MI knew which four before anyone opened them.

MemoryIntelligence is the memory API for financial desks. Deterministic extraction, zero LLMs in the write path, audit as a byproduct.

Watch the morning Read the standard
Live

06:15. The desk comes online.
The world is already moving.

Press play. Notifications arrive from the desk's real stack, each one becomes a sealed memory, and MI surfaces what touches the position before anyone has read a thing.

Desk
Credit · EU financials
Position
$1.84B DB · 87% utilized
Catalyst
EU stress test · tomorrow
PM call
12 min
The desk
06:15AM
idle, press play
BTerminal · pre-market
DOW · S&P · NDX · STOXX
DB @ €14.82 −0.34%   ·   STOXX 600 BANKS −0.21%   ·   EUR/USD 1.0842 +0.08%   ·   BUND 10Y 2.43 +1bp   ·   EBA STRESS TEST RESULTS DUE WED   ·   DB @ €14.82 −0.34%   ·   STOXX 600 BANKS −0.21%   ·   EUR/USD 1.0842 +0.08%   ·   BUND 10Y 2.43 +1bp   ·   EBA STRESS TEST RESULTS DUE WED   ·  
04:11EUROPEAN BANKS · sector flat overnight, stress watch
#credit-desk · slack
3 channels · 1 dm
risk-watch
RO
risk-ops04:48 AM
Overnight risk report posted. No breaches. Stress test reminder for tomorrow.
✉Inbox · brokers
15 unread
▸ Focused, broker research
JPM Credit Research
02:47
Morning note · EU bank pre-stress positioning
Sector skews defensive ahead of EBA results…
MI Memory Intelligence · listening
active 0 captured · 0 weighted · 0 clustered
Extract. Weight. Cluster. Sign. The four things that turn a notification into a memory.
extract→ weight (temporal · entity · source)→ cluster→ sign + chain
awaiting first signal…
Signal MI surfaced this before the PM call
Four of these touch the desk's $1.84B Deutsche Bank exposure. Surfaced before anyone opened them.
Reinforces
JPM · capital ratio resilient under adverse case (this morning, 02:47)
Internal Research · EU capital adequacy Q2 framework update (May 28)
Contradicts
Goldman · models 22% downgrade probability in next 90 days (this morning, 03:18)
Corroborates
Bloomberg · EU stress test methodology stricter for adverse scenario (Jun 8)
Connects to
the desk's own Jan 15 trade, trimmed 5% at 82% utilization, outperformed peers by 18bps
Provenance: 4 UMOs · all signed · hash chain intact · captured between May 28 04:11 UTC and 06:15 UTC today · weighted by recency 62%, entity overlap 28%, source agreement 10%
Now ask it · mi.ask()
12 cited receipts · 4 clusters · 1,112 tokens to answer · every claim hash-chained · see the math ↓
Illustrative sources. MI deploys inside your perimeter; licensed market data never leaves your stack.
What happens next

From twelve inputs to one decision.

The captures you just watched become the desk's working memory. Three moves, no clicks.

01 · Cluster
Cluster by meaning.

Twelve scattered inputs become four clusters. MI groups them by meaning, not by source. The desk sees the shape of its own knowledge.

The shape of the desk's mental model, made visible.
Query · "Deutsche Bank, last 30 days, clustered"
Regulatory & stress test
4 memories
EU methodology stricter for adverse scenario ↗ growing
Your counterparty book
3 memories
RC held $2.1B · re-review 90d
Peer broker signals
3 memories
JPM constructive · Goldman cautious · disagreement
Counterparty health
2 memories
Q1 beat, provisions up 14%
02 · Connect
Follow the connections.

MI surfaces the connections no one has time to find. Including the desk's own January trade, when the setup looked exactly like today. The bright node is that trade. Drag the graph.

The pattern is in front of you.
Memory graph · 12 nodes · live
regulatory your book peer signals health
drag to rotate · the bright node is the desk's Jan 15 trade
03 · Seal
Decision sealed.

The desk makes the call: trim 5% before results, hedge with 5y CDS, re-review after. MI captures it, the hash chain seals it, and the audit assembles itself as a side effect of working.

Audit becomes a byproduct, never a project.
Capture receipt
StatusLOCKED
UMOumo_01c4f2a9
Decisiontrim 5% · hedge 5y CDS
Hash0d9e3903…eccf271f
Chainintact · 12 links
Linked toJun 3 RC · Jan 15 trade · Jun 8 EBA
Sealed2026-06-10 06:23:41 UTC
Tokens · compute · cost

Meaning costs less than context.

Every question asked without MI re-reads the raw haystack through a model. With MI it reads twelve signed receipts. The with-MI figure is counted live from this page's own payload; the raw figure is a stated, adjustable assumption.

Without MI
ILLUSTRATIVE
question → gather 30 days of raw context
→ emails · threads · filings · notes 48,000 tokens
→ LLM reads everything → answer
repeat the full cost on every question
cost scales with questions × context size · GPU inference over raw, every time
With MI
MEASURED
capture → deterministic extraction, once per input 0 LLM tokens
question → cluster query over signed meaning ~1,400 tokens
→ cited answer with hash receipts
cost scales with captures, once · questions read meaning, never the haystack · a vector store retrieves text; MI retrieves signed claims with cross-source identity
Questions per day, per desk120
Raw context per question, tokens
Input price, $ per 1M tokens
Without MI1,200,000 tokens per day
With MI43× less35,000 tokens per day
34×
fewer input tokens per question. The relationship holds at any scale: without MI the bill grows with questions times context, with MI it grows with meaning alone, because extraction already happened once, deterministically, at capture.
$108.00 per month without MI · $3.15 with MI · $104.85 saved per desk per month
How these numbers are made: with-MI tokens are counted from this page's own payload, twelve summaries plus citations and overhead, at four characters per token · raw context is a stated assumption, adjust it above · price defaults to $3 per million input tokens · dollars assume 30 days · institution view assumes 250 desks · capture-side extraction runs deterministically with zero LLM tokens.
The first thirty minutes

In numbers.

0
memories captured by MI across six sources
0
touch the desk's $1.84B Deutsche Bank position
0
contradicting signal surfaced before anyone opened an email
12
LLMs in the write path. The standard means deterministic.

Memory without meaning
is just storage.

Join the beta Read the standard
Beta access opens in small batches. A real person replies.
Deploys inside your perimeter · raw content discarded after extraction · hash-chained audit export.